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LIC KAWACH KUNDAL YOJNA is no plan in itself, but a concept made of two or more policies to fullfill all educational needs of the child starting from 18 to 25yrs of age. In the above picture all the returns are provided by calculating annual premium on daily basis. In LIC only monthly, quarterly, half-yearly and yearly modes are available. The benefits shown above can be increased by increasing the premium to Rs 100 per day/ Rs 200 per day, the returns will accordingly increase proportionately. To buy this concept for your child please fill the form given in the right most side of this page. Note: This concept is applicable for girls and as well as for boys.